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Thursday, February 28, 2013

Miraculous accounts of insurance

Miraculous accounts of insurance:

Talking about life insurance, it means we're talking future needs.
The future is in question here is the short-term, medium term and long term.
In terms of time, that human needs are divided into two parts, namely:

Present need:  
-food,
-drinks
-clothing
-and other living expenses

The need for the future:
-Cost of college education,
-pension costs
-The health costs
-and so on.

As long as we work hard, we fight for higher career, which actually needs which we strive.
Of course, the future need, because what we enjoy today is the result of a struggle in the past.
Well ... Speaking of the future, Who among us can know with certainty about the future? Course no one knows the future.
Each of us is no single person who can figure out how to shape the future . we can do is to plan and promote the future itself.

We are equally aware that life is not free from risks.
Risk is the possibility of a bad thing, which is not expected to happen, or a disaster in the future.
Such as illness, critical illness, total disability and death.
Yes ... we should be thankful that we are given the present health, so we were able to work, earn money, and the money we used to meet all the needs, and the rest is saved for the future, and to fulfill the dreams that we had planned.

But we realize that the money we had for the future tube, unsafe conditions, because any time there is a bad risks that might happen that we were going to spend the savings immediately.
If this happens the risk of what is happening with your savings last? Can run ... plainly what future do you want that?
In the future your age is getting older, morale has also been declining, then what about your retirement?
Are you going to hang life to your children?
Yeah ... hopefully your children are in a steady state, if not ...? How? Whether you will continue working into old age?

Well .. this is where the importance of life insurance.
Life insurance will protect the assets that you have so that any loss caused by a bad accident will not spend your savings last.
Due to the losses caused by the disaster has been borne by the insurance company.
Thus the pension plans will be achieved.


 

Thursday, February 21, 2013

Benefits, the importance of life insurance for the community

Benefits, the importance of life insurance for the community:

In my previous post, we have learned about how important life insurance for individuals, now let's see how life insurance can provide benefits to the community as a whole.

Here is the way how the public can benefit from life insurance:
  • Life insurance replacement Social safety net programs the government

Several governments around the world provide a safety net or social welfare programs to tackle the problem of unemployment, old people and refugees. (For welfare programs in Indonesia today is not valid)

If the majority of the population in these countries have a life insurance program, the problems of social welfare in the country will be reduced.

This allows the government to use some funds to be allocated to improve the welfare of the community well.

  • Life insurance and stability of Community


As we have seen in the previous topic, the life insurance can reduce the anxiety of the individual, to their financial problems in the future, the possibility of financial loss in the event resiko.Hal can certainly improve the economic stability of the community.

So has life insurance certainly improve safety, the possibility of economic collapse, when disaster or risk going bad.
  • Life insurance as a source of finance


Life insurance companies provide funding for new businesses, they also channel funds to the government to finance the construction of residential, agricultural equipment, roads and other insfratuktur long term.

So in addition to, in addition to a guaranteed amount of money, these companies also offer pinjaman.Hal can you emphasize when you are trying to sell life insurance to your potential customers.

  • Life insurance and job vacancies

Life insurance is a business that combines a lot of expertise, such as insurance agents, brokers, insurers, (underwriter), accountants, auditors, and investment analysts.
Thus this business openings pekejaan for thousands of residents in the country.
  • Life insurance and savings

Recognized or not is sometimes difficult for us to prepare for long-term funds or savings, it if we save money in a very easy to attract funding.

Well for that, life insurance is one way of saving for the future needs.
  • Life insurance is one way of saving money.

By encouraging people to buy a life insurance policy, indirectly insurer / insurance companies, encouraging them to be disciplined to prepare for their long-term funding requirements.

Underwriter / insurer also help channel savings to fund domestic investment.
  • Life insurance for the public happiness

A happy society, will form a happy individual, and sebaliknya.Asuransi soul tries hard to create it.

By providing financial compensation if an individual is at risk then the problem of financial collapse because of the risk can be resolved.

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