Insurance purchased when not needed

Insurance purchased when not needed:Good morning friends of Experts .. This time we will discuss about, when insurance is needed.
I often hear people say, another time, do not rush to have a life insurance etc..
The question arises as myself, who actually need life insurance?, When it is appropriate to have life insurance?
for more details, let us consider the following story.
There is a potential customer who says: "Why Participate insurance, we pay now enjoy it LATER ...
Better we buy stuff needs to be enjoyed NOW, pay it in installments can also

Hehe ... well yes it is true ...

Let's look further ....

Human nature and AVOID MISERABLE FIND FAVOUR ...

It is apparent that the purpose of every human being is PLEASURE
If humans given the ease it will try to catch
Is utilized by financial institutions credit to advertise ... "Just Pay advance only Round Bring new car.
Buy 42 Inch TV is quite simply show ID cards etc ... Buy anything just show ID only.

Well, many finance companies are successful because they are able to see this HUMAN NATURE ...
Until eventually most people forget to think about the long-term needs.
So lulled by television installment, installment Motors, mortgage,sheets, installment vacation abroad, credit card repayments and others.
Until the end when a disaster happens ..... they should be forced to sell the items one by one moment of pleasure that once they buy it.
Many examples of people who like this .... I'm sure you also often see things like this

A very happy family, in front of his house suddenly the words "THIS HOUSE SOLD". Because one family hit"stroke" or "tumor, or cancer or any other critical illnesses until they decided to sell all the assets they have and they just told me :
"Why from the beginning I did not buy insurance"

My friends ... regret never happened before.

Many people who need to sell his property when the risk of life occurs.
Lots going on a wife who was forced to work in old age when her husband was called by Him ....
Many families are in debt when his son graduated high school and will go on to university.
Many people who have time to retire but still have to work because retirement income is very small.

My brother ... Now it's true we have SHORT TERM NEEDS ... But keep in mind that there is a need LONG TERM we have to prepare ...

We work as an insurance agent, because we know what we are doing to help each family to make sure his future ...

Maybe you think we are "bully YOUR HAPPINESS TODAY"
Maybe you think we are "YOUR MONTHLY MONEY THIEVES" is not a problem as we say it.
Because we believe, one day you will say OTHERWISE ...

Brother ...
IMPORTANT future to be prepared from now on ....
A time when your child wants to go to university, you can say: "Okay, son, please choose to school anywhere, our parents are ready to finance.

Or when you retire you say with love to your wife. My wife thanks for accompanying me for this.
As a gift from all of this, I've got savings for our retirement, and every year we would walk around the world, to enjoy our old age. "

Brother ....The future will belong to you if you Want to plan SINCE THIS TIME.

And insurance is purchased now when you do not need it.
Short-term needs are important, but remember that life is not just for now, still no tomorrow we have to prepare from today.
It is better to have it before using it, rather than when I want to use it but do not have it.
When it comes time you want to use it, but do not have it, then it's too late is time for you to have it.
may be useful ... regards.

Style sell like a child

Style sell like a child : Tips for sellers of insurance: In everyday life many valuable lessons that we can get even from a child.
They have high spirits, love learning, never give up, think positive, and so on.
Well this story is also one of the many properties of small children is good for us to consider in our daily lives.
Hopefully useful ..
One Sunday afternoon when I visited my good friend's house, there is no purpose whatsoever, alias just to chat.
Exchanging stories and information (our friendship is already very familiar arguably been like family).
He is a civil servant (teacher). 
Having a child around the age of 5 years.
A little info kid is smart, aggressive and definitely naughty (they say, is characteristic of the smart kids).
This kid is not afraid of her, but was afraid of his father.
When we were talking with my friend, his son suddenly came rushing with a toy car, the boy said to his father to fix the toy car, which appeared to have been damaged due to be dismantled by children.
Son: "Dad ... his car is broken, fix it first .. Dad ..." his son said.
Dad: "Yes you later, Dad was talking to uncle.

The boy did as his father said, and sat some distance while still trying to fix the car.
The boy never gave up, serious, focused, trying to get the toy to be good again.
Our conversation continues, I am very familiar with him.
Especially when you're talking, we lose track of time.
About half an hour had passed from his seat, the boy asked his father, in order to improve the car toys.
Son: "Dad .... can not .."

Ayah: "Ya ... Ayah mengatakan nanti ...."
Ayahnya tidak ingin memperbaiki mainan acuh tak acuh, karena menghormati saya sebagai tamu.
Saya memperhatikan anak usaha, pantang menyerah, terus melakukannya sebagai mobil mainan bisa baik lagi.
Jadi sekarang kami berdua memiliki topik pembicaraan kepada putranya, yang sedang berusaha untuk memperbaiki mainan, setelah sekian lama anak tidak sukses dengan usahanya, maka saya katakan kepada teman-teman saya ... "Bantu anak Anda terlebih dahulu.
Finally, the father felt sorry for her.
He has tried most but not work, then the father has to step in and fix the toy, it did not take long, toy finished well back.
The boy seemed satisfied, and go play again. (children have managed to sell). capable of seducing by showing a serious effort, focus, never give up, so his father took pity on the child and help solve the job done.
There are valuable lessons that I got from a previous child. 
He tried to the maximum, he did his best, with a serious, focused, and confident, equally important is he asking for help on the father, although the father has not been willing to help but he still tried.
Which eventually father felt obligated to help solve the problems of children.
I think ... as an agent in the business of selling life insurance policies.
We need to learn as a child he was.
Despite repeated failures, but never give up, serious, focused, confident, and ask for help.
We acknowledge that God is all-powerful, Supreme tau ... if the father loves his son, and felt obliged to help her, especially God Almighty Counselor. Therefore, the sales are doing well, serious, focused, and do not forget to ask for help to God.
So hopefully ....... good luck...

A glass of milk as insurance premiums

A glass of milk as insurance premiums
A glass of milk as insurance premiums: Tru story, the real story is happening, I hope to inspire and remind us how wonderful sharing.
Okay we get on with it like this story ...
In a village there was a little boy named Jack his age about 8 years.
This family may be at say a simple life, especially since Jack's father falls ill, can not work automatically.
So every day my father Jack just lying at home, due to in-patient in the hospital has no cost, and also has no insurance policy

So to make ends meet and to buy medicine for his father, had little Jack helped his mother, selling cakes made ​​by the mother.
Every day after school small jack directly selling cookies, a door-to-door, (hawking cakes from home-home). One day Jack was very hungry ... Cakes in a basket there is still one more, but Jack does not want to eat the cake, because he wanted to sell the cake, to earn money to buy medicine beloved father

He kept walking ... resist his hunger, then he knocks on the door of a house, in order to sell cookies.
Tok ... tok .. tok ..., hope Jack's mother may have came out and bought the cake for him to come home because they are very hungry.
But what happens .... the door was open, but what came out was a little girl, the same age as Jack, about 7-8 years, then the girl asked Jack, "who are you ...? Like doing. .? "and little Jack answered, I am Jack ... I sell cakes, one to go, so I could be home, because I was very hungry.
Then who are you ..? Asked Jack to the boy, my name is Laura 

But my mother and father were not home, and I might not buy a cake you, because I do not have any money, so she said to Jack, but if you're hungry, I can give you a glass of milk, to reduce your hunger, then Laura go back home and soon came out with a glass of milk given to Jack.
Then Jack drank the milk, this is the most delicious milk ever taken by Jack.
The incident passed ..... and forgotten.
We developed 20 years later.
One day she fell ill.
which caused her to be admitted to hospital,
Laura is a known disease cervical cancer, and it requires surgical removal of the uterus.
Laura is now 27 years old.
While he did not have the funds for maintenance and operation of the illness.
The insurance policy does not exist.

Already many hospitals that were visited but no one wants to accept
to care for her, because she had no money.
Laura confused, if the cancer is not immediately adopted, it will be life-threatening.
Then she went to the hospital again, and lucky, the hospital receives, on account perhaps someone like her could get insurance from the government.
She is now being treated, and the removal of cervical cancer has been done, After a while she recovered.
New problem now was how to pay for hospital costs.
is certainly not the least cost, while she had no money, and no insurance policy as well.
Laura confused, he should have been allowed to go home.
Then she went to the cash register, in order to know how much it costs to be paid, he said to the cashier,
what bill he had to pay.
Then the clerk asked, are you Laura ...? Were in room 21B ..? She replied .. "yes ... I am Laura.
Then the cashier gave her an envelope. 

With so anxious she slowly opened the envelope, for fear the cost figures are very expensive, especially hospital treated laura is notoriously expensive.
But what is she worried about the large numbers that do not exist, she received an envelope containing a piece of paper,
and only read a sentence "It is in the pay with a glass of milk" ... by physician Jack ..
Laura moved her to tears, tears of joy, tears of emotion, and now she came home with a healthy return.
She never thought that he had a glass of milk given sincerely, 20 years ago, will provide enormous benefits in his life.
Inadvertently glass of milk has become the insurance premiums for her 20-year ...