Miraculous accounts of insurance

Miraculous accounts of insurance:

Talking about life insurance, it means we're talking future needs.
The future is in question here is the short-term, medium term and long term.
In terms of time, that human needs are divided into two parts, namely:

Present need:  

-food,
-drinks
-clothing
-and other living expenses

The need for the future:
-Cost of college education,
-pension costs
-The health costs
-and so on.

As long as we work hard, we fight for higher career, which actually needs which we strive.
Of course, the future need, because what we enjoy today is the result of a struggle in the past.
Well ... Speaking of the future, Who among us can know with certainty about the future? Course no one knows the future.
Each of us is no single person who can figure out how to shape the future . we can do is to plan and promote the future itself.

We are equally aware that life is not free from risks.
Risk is the possibility of a bad thing, which is not expected to happen, or a disaster in the future.
Such as illness, critical illness, total disability and death.
Yes ... we should be thankful that we are given the present health, so we were able to work, earn money, and the money we used to meet all the needs, and the rest is saved for the future, and to fulfill the dreams that we had planned.

But we realize that the money we had for the future tube, unsafe conditions, because any time there is a bad risks that might happen that we were going to spend the savings immediately.
If this happens the risk of what is happening with your savings last? Can run ... plainly what future do you want that?
In the future your age is getting older, morale has also been declining, then what about your retirement?
Are you going to hang life to your children?
Yeah ... hopefully your children are in a steady state, if not ...? How? Whether you will continue working into old age?

Well .. this is where the importance of life insurance.
Life insurance will protect the assets that you have so that any loss caused by a bad accident will not spend your savings last.
Due to the losses caused by the disaster has been borne by the insurance company.
Thus the pension plans will be achieved.

 

Benefits, the importance of life insurance for the community

Benefits, the importance of life insurance for the community:

In my previous post, we have learned about how important life insurance for individuals, now let's see how life insurance can provide benefits to the community as a whole.

Here is the way how the public can benefit from life insurance:

• Life insurance replacement Social safety net programs the government

Several governments around the world provide a safety net or social welfare programs to tackle the problem of unemployment, old people and refugees. (For welfare programs in Indonesia today is not valid)

If the majority of the population in these countries have a life insurance program, the problems of social welfare in the country will be reduced.

This allows the government to use some funds to be allocated to improve the welfare of the community well.

• Life insurance and stability of Community

As we have seen in the previous topic, the life insurance can reduce the anxiety of the individual, to their financial problems in the future, the possibility of financial loss in the event resiko.Hal can certainly improve the economic stability of the community.

So has life insurance certainly improve safety, the possibility of economic collapse, when disaster or risk going bad.

• Life insurance as a source of finance

Life insurance companies provide funding for new businesses, they also channel funds to the government to finance the construction of residential, agricultural equipment, roads and other insfratuktur long term.

So in addition to, in addition to a guaranteed amount of money, these companies also offer pinjaman.Hal can you emphasize when you are trying to sell life insurance to your potential customers.

• Life insurance and job vacancies

Life insurance is a business that combines a lot of expertise, such as insurance agents, brokers, insurers, (underwriter), accountants, auditors, and investment analysts.
Thus this business openings pekejaan for thousands of residents in the country.

• Life insurance and savings

Recognized or not is sometimes difficult for us to prepare for long-term funds or savings, it if we save money in a very easy to attract funding.

Well for that, life insurance is one way of saving for the future needs.

• Life insurance is one way of saving money.

By encouraging people to buy a life insurance policy, indirectly insurer / insurance companies, encouraging them to be disciplined to prepare for their long-term funding requirements.

Underwriter / insurer also help channel savings to fund domestic investment.

• Life insurance for the public happiness

A happy society, will form a happy individual, and sebaliknya.Asuransi soul tries hard to create it.

By providing financial compensation if an individual is at risk then the problem of financial collapse because of the risk can be resolved.

Reff AAJI certification book

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Meaning and significance of the Time

Meaning and significance of the Time:Time is ticking, time never wait, time will crush anyone who stood waiting for him, like Expres train that will not stop before it's time it stopped.
Time is money, but time also is an enemy that must be pursued, lest we lose the time.

I do not know if you also think like what I write, but I feel quite a lot of friends who are just starting to think about the direction of their lives when they hit the age of 30. It was as if their heads had just stuck with something called time, and when they looked back, they realized during this time I have missed a lot of friends.

Sorry ...? Maybe ... But as always, regret always comes later (just like a credit card bill that comes later).

I also feel so much less when I saw my friends who had successful businesses and build their businesses, knowing they are a successful journey, heard stories that they were out of the country here and there, married couples they want, have a cute child and growing up, I thought 'what am I doing so far? "

I feel left out so far from peers, and I feel like life is very flat LED TV 42 ". I feel like my life like it. Seems that no one boast in my life. Whether it? Oh no ... In fact they are so many dreams, my goals have not materialized, and I still do not bring out the best in me. I am sure that it is never too late to start anything. you also so.

Yes, maybe you were just like me. Maybe now you feel very old because of the age of your head four or more, (Oh yeah, I just started at the head of three). So, what's the problem ....?

Actually there is no problem. Did you know that we usually encounter problems when we deal with life? Most of us feel old before their time.

Age is just a number and a blessing from God. Be thankful for that. When you are given life and age, there is something that you do and God has not finished with you yet. Maybe you feel like a failure or fear and feel it is too late to start something (or continue the things I like / do), Discard perspective. It's never too late to start something (or continue something)

When you feel tired, not excited, feeling old, feeling too late, feel your age is a problem, and you give up, I want to give you something to think about. I found this in an article I read from Longfellow:

-Cato learned Greek at the age of eighty. 

-Sophocles wrote Oedipus masterpiece when he was over eighty years. 

-Theophrastus wrote about the human characters start at the age of ninety years. 

-Chaucer was sixty years old when he wrote the story Canterbury Tales.
-Goethe, strive completed masterpiece 'Faust' at the age of more than eighty years. 

-Moses, more than a hundred years old when he took the people of Israel.

I am not familiar with the Cato / Sophocles, Theophrastus, Goethe, which I know is Moses.

I am sure, most of you who read this are not yet sixty years old. I was not. Reading glimpses of Longfellow above article makes me think that I had not been late though it seems I have not started anything.

Now it's time to start something (whatever it is), because the time will not wait.
The time will never be outdone.
Do not lose time.
Unfortunately, most of us prefer to sit in the recliner and lament the times there. Know your friends, that age is an opportunity. The chance that we can get the things that we can see in our age running. Time to teach us and make us more wise in taking every opportunity. The challenge is, can you use that time?

His decision in your hands.

Tre.Haushinka reference.

Insurance purchased when not needed

Insurance purchased when not needed:Good morning friends of Experts .. This time we will discuss about, when insurance is needed.
I often hear people say, another time, do not rush to have a life insurance etc..
The question arises as myself, who actually need life insurance?, When it is appropriate to have life insurance?
for more details, let us consider the following story.
There is a potential customer who says: "Why Participate insurance, we pay now enjoy it LATER ...
Better we buy stuff needs to be enjoyed NOW, pay it in installments can also

Hehe ... well yes it is true ...

Let's look further ....

Human nature and AVOID MISERABLE FIND FAVOUR ...

It is apparent that the purpose of every human being is PLEASURE
If humans given the ease it will try to catch
Is utilized by financial institutions credit to advertise ... "Just Pay advance only Round Bring new car.
Buy 42 Inch TV is quite simply show ID cards etc ... Buy anything just show ID only.

Well, many finance companies are successful because they are able to see this HUMAN NATURE ...
Until eventually most people forget to think about the long-term needs.
So lulled by television installment, installment Motors, mortgage,sheets, installment vacation abroad, credit card repayments and others.
Until the end when a disaster happens ..... they should be forced to sell the items one by one moment of pleasure that once they buy it.
Many examples of people who like this .... I'm sure you also often see things like this

A very happy family, in front of his house suddenly the words "THIS HOUSE SOLD". Because one family hit"stroke" or "tumor, or cancer or any other critical illnesses until they decided to sell all the assets they have and they just told me :
"Why from the beginning I did not buy insurance"

My friends ... regret never happened before.

Many people who need to sell his property when the risk of life occurs.
Lots going on a wife who was forced to work in old age when her husband was called by Him ....
Many families are in debt when his son graduated high school and will go on to university.
Many people who have time to retire but still have to work because retirement income is very small.

My brother ... Now it's true we have SHORT TERM NEEDS ... But keep in mind that there is a need LONG TERM we have to prepare ...

We work as an insurance agent, because we know what we are doing to help each family to make sure his future ...

Maybe you think we are "bully YOUR HAPPINESS TODAY"
Maybe you think we are "YOUR MONTHLY MONEY THIEVES" is not a problem as we say it.
Because we believe, one day you will say OTHERWISE ...

Brother ...
IMPORTANT future to be prepared from now on ....
A time when your child wants to go to university, you can say: "Okay, son, please choose to school anywhere, our parents are ready to finance.

Or when you retire you say with love to your wife. My wife thanks for accompanying me for this.
As a gift from all of this, I've got savings for our retirement, and every year we would walk around the world, to enjoy our old age. "

Brother ....The future will belong to you if you Want to plan SINCE THIS TIME.

And insurance is purchased now when you do not need it.
Short-term needs are important, but remember that life is not just for now, still no tomorrow we have to prepare from today.
It is better to have it before using it, rather than when I want to use it but do not have it.
When it comes time you want to use it, but do not have it, then it's too late is time for you to have it.
may be useful ... regards.

Handle objections Prospective customers life insurance no rush (No hurry)

Handle objections Prospective customers life insurance no rush (No hurry):   Buddy .. I'm glad to see you in good health always, this time we will discuss how to handle objections prospective insurance customers do not want to decide right then and there / not in a hurry.
Handle objections Prospective insurance customers are not in a hurry.
Actually, if the objection prospective customers will not hurry, I have to say you have sold, managed to make potential customers interested in your product, it's just that there are things that make prospective customers do not decide right then and there.
Well without lingering.
The sooner the better and not long-winded.
Here's an example of how to handle objections no hurry:

Handle objections prospective insurance customers not Believe (No Trust)

Handle objections prospective insurance customers not Believe (No Trust) : Buddy Experts78 this time we will discuss about the mind of potential customers who do not believe in life insurance (no trust). We have to consider in selling insurance is yourself worthy to have a trust, because you are going to sell an appointment.
As Mr Mario Teguh said, "Make yourself worthy of trust," both in terms of appearance, language approaches, and so on.
So that this objection can be minimized.
So we immediately wrote okay.
Here's an example sentence rejection of the unbelieving.
• Not Trust
Prospective customers: I do not want to buy life insurance.
I've cheated a life insurance agent.
Agent: I'm really sorry to hear that.Indeed, in our profession as a life insurance agent, malicious agents can adversely impact our reputation all.
As a medical profession, when a doctor has been tainted reputation.
So woe him.
But when you are sick, you still go to the doctor? 
Prospective customers: I have a friend who works in insurance.
Agent: I'm glad to hear that, sir, I hope you do not mind adding one more friend who works in this field.
A true friend is a friend who is always faithful even if the risk of going bad.
Your friend will bring fruit and other food when there is a risk, but I would take the money to you/ family,to pay the cost of that risk. 
Prospective customers: I do not believe in life insurance.
Agent: Sir ... throughout my career I have insured many honorable men and women.
None of those who regret having had a life insurance policy, in fact many of them are coming back to get more insurance coverage.
While some of them in the beginning is the same with you, do not believe in life insurance.

Prospective customers: I have a personal life insurance agent.
Agent: Many people have a personal doctor, sir, but for special operations course, we need a specialist, is that right sir?.
I offer this program is special.
Prospective customers: Your program is more expensive than the others.

Agent: Maybe that's true, sir, our program is more expensive, because of the many benefits you will get.
Other than that I do not dare to show products that do not suit you.
Why people prefer to buy a more expensive car prices, compared with the low-cost?
it's because of the level / quality of products, we provide the appropriate level and quality appropriate for you .....
Prospective customers:I want to compare with other insurance products.

Agent: it is a good idea, sir, you want to compare with what the insurance company? 10 or 20 insurance? to obtain complete data, you need to compare with all life insurance companies, but during the process of comparing the better you are protected, so that during the process of comparing with other insurers could be quieter.

So few examples of how to handle objections prospects who do not believe in life insurance.
Hopefully useful.

 

Style sell like a child

Style sell like a child : Tips for sellers of insurance: In everyday life many valuable lessons that we can get even from a child.
They have high spirits, love learning, never give up, think positive, and so on.
Well this story is also one of the many properties of small children is good for us to consider in our daily lives.
Hopefully useful ..
One Sunday afternoon when I visited my good friend's house, there is no purpose whatsoever, alias just to chat.
Exchanging stories and information (our friendship is already very familiar arguably been like family).
He is a civil servant (teacher). 
Having a child around the age of 5 years.
A little info kid is smart, aggressive and definitely naughty (they say, is characteristic of the smart kids).
This kid is not afraid of her, but was afraid of his father.
When we were talking with my friend, his son suddenly came rushing with a toy car, the boy said to his father to fix the toy car, which appeared to have been damaged due to be dismantled by children.
Son: "Dad ... his car is broken, fix it first .. Dad ..." his son said.
Dad: "Yes you later, Dad was talking to uncle.

The boy did as his father said, and sat some distance while still trying to fix the car.
The boy never gave up, serious, focused, trying to get the toy to be good again.
Our conversation continues, I am very familiar with him.
Especially when you're talking, we lose track of time.
About half an hour had passed from his seat, the boy asked his father, in order to improve the car toys.
Son: "Dad .... can not .."

Ayah: "Ya ... Ayah mengatakan nanti ...."
Ayahnya tidak ingin memperbaiki mainan acuh tak acuh, karena menghormati saya sebagai tamu.
Saya memperhatikan anak usaha, pantang menyerah, terus melakukannya sebagai mobil mainan bisa baik lagi.
Jadi sekarang kami berdua memiliki topik pembicaraan kepada putranya, yang sedang berusaha untuk memperbaiki mainan, setelah sekian lama anak tidak sukses dengan usahanya, maka saya katakan kepada teman-teman saya ... "Bantu anak Anda terlebih dahulu.
Finally, the father felt sorry for her.
He has tried most but not work, then the father has to step in and fix the toy, it did not take long, toy finished well back.
The boy seemed satisfied, and go play again. (children have managed to sell). capable of seducing by showing a serious effort, focus, never give up, so his father took pity on the child and help solve the job done.
There are valuable lessons that I got from a previous child. 
He tried to the maximum, he did his best, with a serious, focused, and confident, equally important is he asking for help on the father, although the father has not been willing to help but he still tried.
Which eventually father felt obligated to help solve the problems of children.
I think ... as an agent in the business of selling life insurance policies.
We need to learn as a child he was.
Despite repeated failures, but never give up, serious, focused, confident, and ask for help.
We acknowledge that God is all-powerful, Supreme tau ... if the father loves his son, and felt obliged to help her, especially God Almighty Counselor. Therefore, the sales are doing well, serious, focused, and do not forget to ask for help to God.
So hopefully ....... good luck...