Selling life insurance with love

Selling life insurance with love

Greetings loyal friend Citra Maniezs, may you all be healthy always, happy spirit and always.

After long absences from the front of the monitor, and now hopefully
will be back.
Would have much to tell, and I want this article to be where we mutually share experiences, share information, and share knowledge, which will lead us towards a better, I hope this article will benefit all of us. 

I also hope we all blog readers willing to contribute ideas to our brilliantnya sharing of knowledge, especially in selling life insurance. 

Because there will not be split and loss of knowledge, otherwise we will have more new knowledge that we do not know not from where. 

This time I will share about how to sell life insurance to love and feel love. 

All of us would agree that selling life insurance is not an easy thing, but again I say not too difficult, as long as we can better understand the sales cycle.
In a discussion with some friends, I draw the conclusion, that the average objections faced by most life insurance agents are delays. 

The prospective customer / client is already interested in the programs offered by the agency, but why the prospective customer is still delaying?. Sang borrower issuing thousands of reasons to postpone a purchase right then and there. 

Some say do not have money, do not want to rush, will compare with other insurers, will ask the wife first, and so on, basically they postponed it to buy time. 

On the other hand the agent is still new to his profession a life insurance agent (newcomer), they do not seem too difficult to get a sale. 

So I think, why people who are new to life insurance agents, not too difficult to sell, while a person who is long enough even find a lot of resistance. 

Apparently the answer is love and compassion. 

Insurance agents who are new, they are still sold to people around them, family, relatives, close friends neighborhood, friends and so forth organization, which has established a sense of mutual affection and love copy.
While insurance agents have long naturally the closest people is up, in the sense've all offered, and will be out in the world that people are certainly not yet known. 

Learn from them, then I tried to implement a way to sell life insurance with affection, and love.
And I feel this way is worth trying.In this way we maximize the approach.

If all this we tend to sell a product, extolling the product, well now we are trying to change the way, not to sell but we position ourselves on the side of the prospective customers.
We really put yourself sincerely and genuinely sincere in the position as a potential customer. 

Try to learn to understand the prospective customer with sincerity, give attention to the sincere and honest, throw away while thinking about the commission, but it was really from the heart of the most genuine, sincere we want potential customers to have protection, so that when the risk of candidates customers will have no trouble.

The bottom line is we give sincere concern for the future of prospective customers, prospective customers love us just as loving ourselves, and prospective clients to feel that we are a people who love and care sincerely for their future, then I am very sure there are no reason for prospective customers to postpone what we have to offer, especially it is beneficial for them.

dear to prospective customers, empathy, feeling what the prospective customer to really feel the prospective customer feel that we are the people who love them, then I believe our mission as a partner, problem solver will be implemented well.

So my friend, I hope this article is useful for all of us.
success always.

 

Investment instruments

Investment instruments

Good morning gentlemen buddy, hopefully in good health always.This time I will share about the type of investment, What types of investment instruments, how to invest, and what a profitable investment for an investor. 

Some types of investments will be discussed this time ranging from low risk to high risk to which, according to the profit or return obtained.Investment is a variety of investment instruments available to an investor, and investment instruments can be divided into 2 parts:

    -Financial Instruments
    -Real Instruments 

Financial instruments include: bank deposits, bonds, stocks, mutual funds.Real instruments are: a tangible asset, such as gold, property and so on.Deposit bank: bank deposit investment instruments, the benefits received by way of interest. 

Bank deposits 

May include Deposits and Certificates of Deposit.In Time deposits: Deposits In a letter printed name of money, big flower and maturity, and interest can be taken on the maturity date. 
While Certificates of Deposit: stated amount of money, big flower, and the maturity date only.The certificate holder has received interest in the beginning. 

Hence the name of the Certificate of Deposit is not listed, then the certificate holder to trade in these certificates.Bonds:Bonds are securities issued by companies or governments that promised payment at a certain time.How is the investment instrument, it is a flower Profit money called Coupons. Performed payback at maturity over. 

Bonds can be broadly divided into Corporate Bonds and Government Securities.Corporate debt securities: Issued by companies that want to add capital.Debt securities company coined a higher risk when compared to government bonds. 
Sovereign Debt: This is a safer investment options compared to corporate bonds, because these securities fully backed by the government, but generate returns less attractive than corporate bonds. 

Stock: 

To boost their capital sources that a company issuing shares, capital increases and the amount is divided up into units, well this is called the stock.Shares are securities that evidence ownership of real assets in companies.Stocks are a direct participation in the investment, means that if one has shares in a company, then he also has the physical assets of the company. 

Shares have great benefits, and shareholders are also entitled to obtain dividend.In principle High Risk High Return investments, gains on stocks called Capital Gains.While the major risk to the share called Capital Loss.Investors who want the benefits will invest for the long term in order to gain a huge advantage.There are two types of shares issued by the company to increase its capital are:Common Stock (Common Stock)Featured Shares (Preference Stock)Common Stock (Common Stock): obtain dividend rights, voting rights and the right to buy new shares before the offer (right warrant)Featured Shares (Preference Stock): 
This is the type of additional common shares that get conditions / privileges in certain things that were promised at the time of publication.If the company goes bankrupt, the leading shareholder entitled to claim their assets first. 

Mutual FundsMutual funds are: the principle of mutual funds is kumulan people who collect money collectively on an investment institutions.The money raised will then be invested in stocks, bonds, and money market funds and mix (stocks, bonds, deposits)Real InstrumentsReal instruments:investment propertyIt is the object of investment instruments on a real investment, visible and tangible.Examples of investment by buying propeti / Investment Properties such as buying real estate.Real Estate Investments is an investment, because rents can increase over time.Investments in precious metals are also not less interesting, because these instruments are always increasing from time to time.In addition to precious metals also dirt, and other precious objects in the collection can also be a profitable investment instrument.The principle of investing is to invest in order to profit in a relatively long period of time.So my friend some profitable investment instruments, may serve as a reference for my friend who wants to invest all, congratulations to investors.

EUR/USD. Forecast for April 5, 2013

EUR/USD. Forecast for April 5, 201

The International Monetary Fund announced Wednesday that it would contribute 1.04 billion euros over three years to Cyprus’ 10 billion-euro rescue plan. Amid the news the euro got the momentum.

US ADP Non-Farm Employment Change in March was 158K vs. forecast for 203K, data on February is revised upwardly from 198K to 237K, which is rather positive. US ISM Non-Manufacturing in March dropped from 56 in February to 54.4, the forecast was 55.9. As a result Nonfarm Payrolls may be lower than forecast for 200K, approximately 160K. DJIA was down 0.76%, S&P 500 fell 1.03%. The euro is in inverse correlation to the stock indices and strengthened 30 points. On the whole, the euro has been growing for the last 5 days along with the stock market and the yesterday’s growth was the result of the euro’s oversold condition.

Yesterday data on Services PMI in March in Spain, Italy, and the eurozone is revealed. It is forecast to be 44.3 vs. 44.7 in Spain, 43.4 vs. 43.6 in Italy, and 46.5 is final estimate for the eurozone, however it may be lower. At 15:45 GMT+4 ECB Interest Rate Announcement is scheduled. At 16:30 GMT+4 ECB president Mario Draghi speaks. There are fears on the market that due to inflation slows, Draghi may allude to the decision to reduce the rate. If there is no hint, than it will be a good sign.

At 18:30 GMT+4 Federal Reserve chairman Ben S. Bernanke speaks.

Technically, there are conditions for the growth; on the H4 the price reversed above the indicator lines, Marlin oscillator preserved position higher the zero level, on the daily chart it is about to move to the positive area. Nevertheless, the high of April 2 (1.2877) is rather strong and the continuation of growth can be expected after it is tested, in this particular case the targets 1.2896 and 1.2921, with perspective to 1.2965 and 1.2995. If the rate consolidates under 1.2827 (under the indicator lines) the targets 1.2790 (yesterday’s low), 1.2771, and 1.2750 open.

GBP/USD. Forcast for April 5, 2013

Yesterday UK Construction PMI in March rose from 46.8 to 47.2. Despite the forecast was 47.7, the index proved that performance of the UK economy is better than European one.

Today at 12:30 GMT+4 UK Services PMI in March is published, it is estimated to be 51.4 vs. 51.8 in the previous month. At 15:00 GMT+4 BoE MPC Interest Rate Announcement is scheduled.

Technically, the price has stopped before the Fibonacci extension on the H4 and now it is in the range 1.5111 to 1.5157, so there is uncertainty about it and it will clear up when the relevant information is issued. If the yesterday’s high is tested, then it opens such targets as 1.5184 (the level of Fibonacci 236%), 1.5205 (the resistance of march 26 and April 1), 1.5223, the level of reaction 261.8%. If the level of 1.5111 is tested then bearish targets 1.5073, the level of Fibonacci 161.8% and 1.5028, the level of 138.2%, open.

AUD/USD analysis for April 05, 2013

AUD/USD Elliott Wave 
Since our last analysis the AUD/USD pair has been trading downwards, just like we expected, corrective wave 2 (coloured blue) of the bigger wave (5) (coloured green) has been developing. Yesterday, during the Asian and European sessions we could observe ascending movement from 1.0446 towards the 1.0496 level and we can consider this move as the end of the wave 1 (coloured blue). Therefore, during the early New York session this currency did not manage to hold this level and the price has retraced back to 1.0450 area. We can consider this movement as the end of the sub-wave (A) (coloured pink) of the 2 wave (coloured blue). At the moment the AUD/USD pair is trading around 1.0415 area and we expect to see the price back to yesterday’s high in the next few sessions. In accordance with our wave rules and taking into account that the wave 3 should retrace 161.8% of the waves 1, we can define the potential targets with measuring wave 1 with take profit at 1.0581 (161.8% of wave 1). To reduce the risk, we can use support at 1.0385 as stop loss.

Support and Resistance
(S3) 1.0386 (S2) 1.0416 (S1) 1.0437 (PP) 1.0467 (R1) 1.0488 (R2) 1.0518 (R3) 1.0539

Trading forecast
Proceeding from Elliott Wave rules today, the trend is expected to begin the upwards movement. That is why long positions at level 1.0420 with stop loss 1.0385 and take profit at 1.0581 are recommended.
USD/CAD analysis for April 05, 2013

USD/CAD Elliott Wave
Since our last analysis the USD/CAD pair has been trading sideways, corrective wave (2) (coloured pink) of the bigger wave 1 (coloured blue) has been developing. Yesterday, during the Asian and European sessions we could observe descending movement from 1.0151 towards the 1.0124 level and we can consider this movement as the end of the corrective wave (2) (coloured pink). Therefore, during the New York session this commodity currency did not manage to hold this level and the price has retraced all the way to the opening price. Today, the USD/CAD pair is trading around 1.0147 and we expect to see the price above 1.0210 area very soon. In accordance with our wave rules and taking into account that the wave 3 should retrace 261.8% of the waves 1, we can define the potential targets with measuring wave 1 with take profit at 1.0212 (261.8% of wave 1). To reduce the risk, we can use support at 1.0060 level as stop loss.

Support and Resistance
(S3) 1.0097 (S2) 1.0111 (S1) 1.0127 (PP) 1.0141 (R1) 1.0157 (R2) 1.0171 (R3) 1.0187

Trading forecast
Proceeding from Elliott Wave rules today, the trend is expected to begin the upwards movement. That is why long positions at level 1.0160 with stop loss at 1.0060 and take profit at 1.0212 are recommended.
GbpChf falls below 1.43 before pulling back. Book partial profits if sold higher

Technical outlook and chart setups:

The single currency pair falls to initial support around 1.4300 as discussed yesterday. If selling has been made at higher levels, it is recommended to book partial profits. Resistance remains intact at 1.4530 level, while next support level is around the 1.4200 mark, followed by 1.4150 (the counter trend support line is passing across). A temporary pullback is expected higher around 1.4350 level before the resumption of fall towards 1.4200 from here on. Therefore, it is recommended to sell rallies and hold short positions for now. Bottom line: Looking lower till 1.4530 remains intact.

Trading recommendations:

Remain short, stop is at 1.4530, and target is below 1.4.



Technical outlook and chart setups:

After a long wait and multiple tests of support at 119.00 level, the single currency pair raises to 122.00 level, as seen here. All the sloping down trendlines of resistances were broken and the prices have also taken out resistances at 120.50 and 121.70. Therefore, it is recommended to hold existing long positions and also buy on dips towards 121.00 level from here on. Immediate support is fixed at 119.00 level, followed by 117.00 and lower; while resistances are lined up at 124.00, 126.00, 127.00, and 127.90 respectively. Looking into the existing wave structure, a high above 126.00 still remains possible. Hold on to longs for now.

Trading recommendations:

Hold long positions, stop is at 119.00, and target is open.

Technical outlook and chart setups:

A compressed daily chart view has been depicted here for looking into entire consolidation after having been stopped out yesterday at 1,550.00. As seen here, the yellow metal has been locked in a huge trading range between 1,525/30 (line of support) and 1,790/95 (line of resistance). After dislocating all anticipated supports, the metal has now approached, and is trading extremely close to 1,530/40 levels where the line of support is also passing. This is the ultimate make or break scenario for Gold in the coming sessions. A bullish bounce here would be enough proof to again go long for a reversal ahead of 1,530/40 levels. On the flip side, a breakdown now would make a dramatic shift in the trend. It is recommended to remain flat for now, at least for 1-2 trading sessions.

Trading recommendations:

Flat for now. Waiting for bounce or a break.


Technical outlook and chart setups:

A compressed daily chart view has been depicted here to look into overall, consolidation structure since last several months. Sub 26.00 level has been support, while resistance line has been sloping from 38/39 levels to 35.00 level. Immediate resistance is at 29.50, followed by 32.30, 34.10 and higher up; while support is around 26.00 region. Prices have reached pretty close to the support band of 26.00 and a reaction should be expected here. A bullish bounce should encourage bulls while a break below 26.00 would be a paradigm shift in trend. It is recommended to remain flat at least till tomorrow.

Trading recommendations:

Remain flat for now.

Good Luck!
NZD/USD: technical analysis for April 4, 2013

Overview:
The NZD/USD pair continues its movement straight from 0.8300 (at H4 chart 38.2% of Fibonacci retracement levels, as well it is probably going to retest it again). Therefore, the Kiwi has shown signs of strength following the break of the highest level of 0.8300, so it will be a good sign to buy above the level of 38.2% of Fibonacci retracement levels on H4 chart (strong support) with the first target of 0.8400 and further to 0.8450 (it will act as a strong resistance for that it is going to be a good place to take profit, it also should be noted that this level of taking profit will coincide at 78% of Fibonacci). However, in case reversal takes place and the NZD/USD pair breaks through the support level of 0.8350, the market will lead to further decline to 0.8310, in order to indicate a bearish market. It should be noted that it is possibly that the price will be trapped between 0.8410 and 0.8325 this week. The range for yesterday was only 74 pips, hence the market indicates the lower volatility (volatility: 58.45).

If you have any questions or requests, please feel free to contact me: mourad.elkeddani@analytics.instaforex.com.
EUR/JPY technical analysis (Euro/Yen long-term period) for April 5, 2013
Overview:
It should be noted that the price is still trapped between 123.20-122.76 and it has been set below strong resistance at the level of 126.00. EUR/JPY's subsequent sharp fall suggests that decline from 126.00 a month ago had resumed to 122.20 (strong support). The pair has already formed a strong resistance at the level of 126.00 and it is now approaching it in order to test it. Therefore, the fact that the yen will move downwardly is rather convincing. The structure of the fall does not look corrective. It is likely to indicate a bearish opportunity below 126.00 (you should keep in mind that the weekly pivot point is at 122.40). It will be a good sign to sell below 126.00 with the first target at 124.30 and it will call for downtrend to continue moving towards 122.40 (around 50% of Fibonacci retracement levels in the H4 chart).

Furthermore, it should also be said that the price at 120.00 will probably form a double bottom and call for a strong support. So it will be saturation around 120.00 to rebound the pair. The market might also be going to start showing the bullish signs. In other words, it will be a good sign to buy above 120.20 with the first target of 123.50 and continue towards 126.00.
If you have any questions or requests, please feel free to contact me: mourad.elkeddani@analytics.instaforex.com. 

GBP/USD intraday technical analysis and trading recommendations for April 5, 2013
Looking at 1.5250 which was tested on Monday, the GBP/USD pair expressed quite significant bearish price action which is manifested in the 4H shooting star candlestick followed by the bearish engulfing candlestick.
Breakdown of support level around 1.5150 allowed a quick movement towards the major support around 1.5070 as we mentioned in the yesterday's article.
Today few hours ago, the GBP/USD pair has failed to remain below 1.5070 expressing quite significant bullish rejection which is manifested in the bullish engulfing 4H candlestick.
This obvious bullish price action towards 1.5070 renders this support level worthy watching on the next visit for a possible BUY entry with tight SL below 1.5020.
The next bullish target for the GBP/USD pair is probably the backside of the broken bullish channel around 1.5200.

USD/CAD intraday technical analysis and trading recommendations for April 5, 2013

Lack of the bullish steam seemed to exist during the last few weeks and the pair seems to be under negative pressure which was manifested on March 26 in the massive bearish daily candlestick.
Bearish rejection around 1.0300 was followed by multiple days of indecision within the same consolidation range 1.0225-1.0330 until the pair gave obvious daily closure below 1.0220 which opened the way towards the projection target at 1.0110 which was visited earlier this week.
It is important to note that support is located around 1.0130 (50% Fibonacci) then 1.0100 (61.8% Fibonacci level) where profits of the SELL orders should have been taken.
On the 4H chart, price action indicates bullish rejection around 50% Fibonacci. It probably offers a BUY entry with SL as 4H closure below 1.0080.

Miraculous accounts of insurance

Miraculous accounts of insurance:

Talking about life insurance, it means we're talking future needs.
The future is in question here is the short-term, medium term and long term.
In terms of time, that human needs are divided into two parts, namely:

Present need:  

-food,
-drinks
-clothing
-and other living expenses

The need for the future:
-Cost of college education,
-pension costs
-The health costs
-and so on.

As long as we work hard, we fight for higher career, which actually needs which we strive.
Of course, the future need, because what we enjoy today is the result of a struggle in the past.
Well ... Speaking of the future, Who among us can know with certainty about the future? Course no one knows the future.
Each of us is no single person who can figure out how to shape the future . we can do is to plan and promote the future itself.

We are equally aware that life is not free from risks.
Risk is the possibility of a bad thing, which is not expected to happen, or a disaster in the future.
Such as illness, critical illness, total disability and death.
Yes ... we should be thankful that we are given the present health, so we were able to work, earn money, and the money we used to meet all the needs, and the rest is saved for the future, and to fulfill the dreams that we had planned.

But we realize that the money we had for the future tube, unsafe conditions, because any time there is a bad risks that might happen that we were going to spend the savings immediately.
If this happens the risk of what is happening with your savings last? Can run ... plainly what future do you want that?
In the future your age is getting older, morale has also been declining, then what about your retirement?
Are you going to hang life to your children?
Yeah ... hopefully your children are in a steady state, if not ...? How? Whether you will continue working into old age?

Well .. this is where the importance of life insurance.
Life insurance will protect the assets that you have so that any loss caused by a bad accident will not spend your savings last.
Due to the losses caused by the disaster has been borne by the insurance company.
Thus the pension plans will be achieved.

 

Benefits, the importance of life insurance for the community

Benefits, the importance of life insurance for the community:

In my previous post, we have learned about how important life insurance for individuals, now let's see how life insurance can provide benefits to the community as a whole.

Here is the way how the public can benefit from life insurance:

• Life insurance replacement Social safety net programs the government

Several governments around the world provide a safety net or social welfare programs to tackle the problem of unemployment, old people and refugees. (For welfare programs in Indonesia today is not valid)

If the majority of the population in these countries have a life insurance program, the problems of social welfare in the country will be reduced.

This allows the government to use some funds to be allocated to improve the welfare of the community well.

• Life insurance and stability of Community

As we have seen in the previous topic, the life insurance can reduce the anxiety of the individual, to their financial problems in the future, the possibility of financial loss in the event resiko.Hal can certainly improve the economic stability of the community.

So has life insurance certainly improve safety, the possibility of economic collapse, when disaster or risk going bad.

• Life insurance as a source of finance

Life insurance companies provide funding for new businesses, they also channel funds to the government to finance the construction of residential, agricultural equipment, roads and other insfratuktur long term.

So in addition to, in addition to a guaranteed amount of money, these companies also offer pinjaman.Hal can you emphasize when you are trying to sell life insurance to your potential customers.

• Life insurance and job vacancies

Life insurance is a business that combines a lot of expertise, such as insurance agents, brokers, insurers, (underwriter), accountants, auditors, and investment analysts.
Thus this business openings pekejaan for thousands of residents in the country.

• Life insurance and savings

Recognized or not is sometimes difficult for us to prepare for long-term funds or savings, it if we save money in a very easy to attract funding.

Well for that, life insurance is one way of saving for the future needs.

• Life insurance is one way of saving money.

By encouraging people to buy a life insurance policy, indirectly insurer / insurance companies, encouraging them to be disciplined to prepare for their long-term funding requirements.

Underwriter / insurer also help channel savings to fund domestic investment.

• Life insurance for the public happiness

A happy society, will form a happy individual, and sebaliknya.Asuransi soul tries hard to create it.

By providing financial compensation if an individual is at risk then the problem of financial collapse because of the risk can be resolved.

Reff AAJI certification book

life insurance, best insurance, best life insurance, insurance Indonesia, the best insurance in Indonesia, insurance in Indonesia, commonwealth insurance, Takaful, Allianz

  

Meaning and significance of the Time

Meaning and significance of the Time:Time is ticking, time never wait, time will crush anyone who stood waiting for him, like Expres train that will not stop before it's time it stopped.
Time is money, but time also is an enemy that must be pursued, lest we lose the time.

I do not know if you also think like what I write, but I feel quite a lot of friends who are just starting to think about the direction of their lives when they hit the age of 30. It was as if their heads had just stuck with something called time, and when they looked back, they realized during this time I have missed a lot of friends.

Sorry ...? Maybe ... But as always, regret always comes later (just like a credit card bill that comes later).

I also feel so much less when I saw my friends who had successful businesses and build their businesses, knowing they are a successful journey, heard stories that they were out of the country here and there, married couples they want, have a cute child and growing up, I thought 'what am I doing so far? "

I feel left out so far from peers, and I feel like life is very flat LED TV 42 ". I feel like my life like it. Seems that no one boast in my life. Whether it? Oh no ... In fact they are so many dreams, my goals have not materialized, and I still do not bring out the best in me. I am sure that it is never too late to start anything. you also so.

Yes, maybe you were just like me. Maybe now you feel very old because of the age of your head four or more, (Oh yeah, I just started at the head of three). So, what's the problem ....?

Actually there is no problem. Did you know that we usually encounter problems when we deal with life? Most of us feel old before their time.

Age is just a number and a blessing from God. Be thankful for that. When you are given life and age, there is something that you do and God has not finished with you yet. Maybe you feel like a failure or fear and feel it is too late to start something (or continue the things I like / do), Discard perspective. It's never too late to start something (or continue something)

When you feel tired, not excited, feeling old, feeling too late, feel your age is a problem, and you give up, I want to give you something to think about. I found this in an article I read from Longfellow:

-Cato learned Greek at the age of eighty. 

-Sophocles wrote Oedipus masterpiece when he was over eighty years. 

-Theophrastus wrote about the human characters start at the age of ninety years. 

-Chaucer was sixty years old when he wrote the story Canterbury Tales.
-Goethe, strive completed masterpiece 'Faust' at the age of more than eighty years. 

-Moses, more than a hundred years old when he took the people of Israel.

I am not familiar with the Cato / Sophocles, Theophrastus, Goethe, which I know is Moses.

I am sure, most of you who read this are not yet sixty years old. I was not. Reading glimpses of Longfellow above article makes me think that I had not been late though it seems I have not started anything.

Now it's time to start something (whatever it is), because the time will not wait.
The time will never be outdone.
Do not lose time.
Unfortunately, most of us prefer to sit in the recliner and lament the times there. Know your friends, that age is an opportunity. The chance that we can get the things that we can see in our age running. Time to teach us and make us more wise in taking every opportunity. The challenge is, can you use that time?

His decision in your hands.

Tre.Haushinka reference.

Insurance purchased when not needed

Insurance purchased when not needed:Good morning friends of Experts .. This time we will discuss about, when insurance is needed.
I often hear people say, another time, do not rush to have a life insurance etc..
The question arises as myself, who actually need life insurance?, When it is appropriate to have life insurance?
for more details, let us consider the following story.
There is a potential customer who says: "Why Participate insurance, we pay now enjoy it LATER ...
Better we buy stuff needs to be enjoyed NOW, pay it in installments can also

Hehe ... well yes it is true ...

Let's look further ....

Human nature and AVOID MISERABLE FIND FAVOUR ...

It is apparent that the purpose of every human being is PLEASURE
If humans given the ease it will try to catch
Is utilized by financial institutions credit to advertise ... "Just Pay advance only Round Bring new car.
Buy 42 Inch TV is quite simply show ID cards etc ... Buy anything just show ID only.

Well, many finance companies are successful because they are able to see this HUMAN NATURE ...
Until eventually most people forget to think about the long-term needs.
So lulled by television installment, installment Motors, mortgage,sheets, installment vacation abroad, credit card repayments and others.
Until the end when a disaster happens ..... they should be forced to sell the items one by one moment of pleasure that once they buy it.
Many examples of people who like this .... I'm sure you also often see things like this

A very happy family, in front of his house suddenly the words "THIS HOUSE SOLD". Because one family hit"stroke" or "tumor, or cancer or any other critical illnesses until they decided to sell all the assets they have and they just told me :
"Why from the beginning I did not buy insurance"

My friends ... regret never happened before.

Many people who need to sell his property when the risk of life occurs.
Lots going on a wife who was forced to work in old age when her husband was called by Him ....
Many families are in debt when his son graduated high school and will go on to university.
Many people who have time to retire but still have to work because retirement income is very small.

My brother ... Now it's true we have SHORT TERM NEEDS ... But keep in mind that there is a need LONG TERM we have to prepare ...

We work as an insurance agent, because we know what we are doing to help each family to make sure his future ...

Maybe you think we are "bully YOUR HAPPINESS TODAY"
Maybe you think we are "YOUR MONTHLY MONEY THIEVES" is not a problem as we say it.
Because we believe, one day you will say OTHERWISE ...

Brother ...
IMPORTANT future to be prepared from now on ....
A time when your child wants to go to university, you can say: "Okay, son, please choose to school anywhere, our parents are ready to finance.

Or when you retire you say with love to your wife. My wife thanks for accompanying me for this.
As a gift from all of this, I've got savings for our retirement, and every year we would walk around the world, to enjoy our old age. "

Brother ....The future will belong to you if you Want to plan SINCE THIS TIME.

And insurance is purchased now when you do not need it.
Short-term needs are important, but remember that life is not just for now, still no tomorrow we have to prepare from today.
It is better to have it before using it, rather than when I want to use it but do not have it.
When it comes time you want to use it, but do not have it, then it's too late is time for you to have it.
may be useful ... regards.